We're driven by a vision of a world where everyone enjoys economic freedom and wealth protection—regardless of where they live or who governs their country. This vision, originated by our Founder, Wences Casares, has been transforming the banking landscape. Diversity is at the core of our identity. We are a global, fully distributed team of over 180+ dedicated professionals—Xapiens, as we call ourselves—working remotely across more than 40 countries. Our mission is to recruit the finest talent worldwide to realise our dream of changing the conventional ways of banking. Our legacy and innovation Xapo Bank has been at the forefront of Bitcoin innovation for over a decade. We started by mastering Bitcoin custody, earning the reputation as the 'Fort Knox of Bitcoin.' As the industry evolved, so did we. Today, we empower people globally to use their Bitcoin securely, providing unparalleled growth opportunities. Members can earn interest on their holdings, invest in U.S. stocks, and more. Moreover, as the first bank to integrate the Lightning Network, we offer our members the ability to send and spend Bitcoin with unprecedented ease and efficiency. And unlike traditional banks, we do not engage in fractional reserve banking. This means we don’t lend out our members' funds, thus creating lower-risk yield opportunities, and allowing them to enjoy robust returns without sacrificing their freedom and flexibility. Uncompromising security Security is not just a feature at Xapo Bank; it is the foundation of everything we do. Our use of advanced MPC technology and physical bunkers means our members never have to worry about the risks associated with hardware loss or exchanges going bust overnight. With over half a trillion USD in Bitcoin irrecoverably lost or stolen across the industry, our commitment is to ensure the security of member assets. This makes us not just an alternative but an outright solution for long-term storage of large sums of Bitcoin, typically upward of BTC 100. Regulation and trust Headquartered in Gibraltar, Xapo Bank operates under stringent regulatory frameworks. We are authorised as a credit institution for fiat-related services and a Distributed Ledger Technology Provider for crypto services. Our robust legal and regulatory structures are designed to protect and guarantee member funds, shielding you from the turmoil seen in other financial platforms. Thanks to our longevity and compliance record, we’ve established ourselves as a recognised beacon of trust for regulatory authorities. As a result, these authorities frequently consult us when designing their rigorous frameworks.
Careers at Xapo Bank
Work from anywhere, impact everywhere
Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 180 Xapiens that work remotely from 40+ countries around the world.
Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.
To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.
Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien. Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.
Although we are headquartered in Gibraltar, this is a full time, 100% remote position
Work from anywhere!
Position overview
At Xapo, we’re always exploring new ways to deliver high-quality software using cutting-edge technology.
We’re looking for an iOS Developer who’s eager to grow, learn, and make an impact from day one.
Our product is mobile-first, and mobile-only. The entire Xapo experience lives inside our mobile apps, which means your work will directly shape how our customers interact with and trust our product every single day. You won’t just build features, you’ll help define the user experience for thousands of people around the world.
You’ll be part of a modern mobile team working with the latest Swift and SwiftUI, building all our new screens using our own UI component library.
Our architecture is based on The Composable Architecture (TCA), and we place strong focus on code quality, testability, and maintainability.
While your primary focus will be iOS development, you’ll also have the opportunity to learn about Kotlin Multiplatform (KMM) and how we share code between iOS and Android. The more you want to explore, the more you’ll grow - at Xapo, your learning path has no limits.
Your Role & Responsibilities
As an iOS Developer, you’ll help build features that will be used by real customers across the world, from sending and receiving money to managing their digital assets securely.
You’ll collaborate closely with experienced engineers, designers, and product managers in a highly agile environment. You’ll have full ownership of your work, from development to release, supported by a strong CI/CD pipeline (CircleCI) and automated testing processes.
Your daily responsibilities will include:
- Developing new user-facing features using SwiftUI and TCA.
- Maintaining and improving existing modules in collaboration with senior engineers.
- Writing unit tests and UI tests to ensure code reliability.
- Participating in code reviews, learning from feedback, and contributing to clean, readable, and maintainable code.
- Actively engaging in discussions and taking ownership of your tasks with a proactive, positive attitude.
What You'll Bring: Skills & Experience
- Knowledge of Swift and SwiftUI.
- Understanding of software architecture and clean code principles (SOLID).
- Basic experience writing unit tests or a desire to learn.
- A growth mindset and strong willingness to learn.
- Basic understanding of Swift concurrency (async/await) and a curiosity to deepen that knowledge.
- Great communication skills in English, both written and spoken.
- Curiosity, enthusiasm, and a sense of ownership - we value attitude and initiative above all.
- Basic experience collaborating through Git, pull requests, and code reviews.
Nice to have:
- Exposure to The Composable Architecture (TCA).
- Some familiarity with CI/CD tools (e.g., CircleCI).
Other requirements
- A dedicated workspace
- A reliable internet connection with the fastest speed possible in your area
- Alignment with Our Values and the Xapo Values-Driven Leadership principles
Why work for Xapo?
IMPACT GLOBALLY, WORK REMOTELY.
- Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
- Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.
- Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.
At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.
Xapo Device Policy
Consultants joining Xapo Bank must comply with the Xapo Device Policy, which governs the use of corporate-approved laptops under Corporate-Owned, Personally Purchased Device (reimbursed up to $1,500) or Corporate-Owned, Personally Enabled Device (personal device with enforced security controls).
All devices must meet security requirements, enroll in Xapo’s Mobile Device Management (MDM), and adhere to compliance rules. COPPD devices remain Xapo property with buyback options upon exit. COPED users agree to data control measures, including mandatory corporate data wipes.
Compliance with the Xapo Device Policy is mandatory for all consultants, onboarding will not proceed without adherence to the policy.