We're driven by a vision of a world where everyone enjoys economic freedom and wealth protection—regardless of where they live or who governs their country. This vision, originated by our Founder, Wences Casares, has been transforming the banking landscape. Diversity is at the core of our identity. We are a global, fully distributed team of over 180+ dedicated professionals—Xapiens, as we call ourselves—working remotely across more than 40 countries. Our mission is to recruit the finest talent worldwide to realise our dream of changing the conventional ways of banking. Our legacy and innovation Xapo Bank has been at the forefront of Bitcoin innovation for over a decade. We started by mastering Bitcoin custody, earning the reputation as the 'Fort Knox of Bitcoin.' As the industry evolved, so did we. Today, we empower people globally to use their Bitcoin securely, providing unparalleled growth opportunities. Members can earn interest on their holdings, invest in U.S. stocks, and more. Moreover, as the first bank to integrate the Lightning Network, we offer our members the ability to send and spend Bitcoin with unprecedented ease and efficiency. And unlike traditional banks, we do not engage in fractional reserve banking. This means we don’t lend out our members' funds, thus creating lower-risk yield opportunities, and allowing them to enjoy robust returns without sacrificing their freedom and flexibility. Uncompromising security Security is not just a feature at Xapo Bank; it is the foundation of everything we do. Our use of advanced MPC technology and physical bunkers means our members never have to worry about the risks associated with hardware loss or exchanges going bust overnight. With over half a trillion USD in Bitcoin irrecoverably lost or stolen across the industry, our commitment is to ensure the security of member assets. This makes us not just an alternative but an outright solution for long-term storage of large sums of Bitcoin, typically upward of BTC 100. Regulation and trust Headquartered in Gibraltar, Xapo Bank operates under stringent regulatory frameworks. We are authorised as a credit institution for fiat-related services and a Distributed Ledger Technology Provider for crypto services. Our robust legal and regulatory structures are designed to protect and guarantee member funds, shielding you from the turmoil seen in other financial platforms. Thanks to our longevity and compliance record, we’ve established ourselves as a recognised beacon of trust for regulatory authorities. As a result, these authorities frequently consult us when designing their rigorous frameworks.
Careers at Xapo Bank
Work from anywhere, impact everywhere
Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 130 Xapiens that work remotely from 40+ countries around the world.
Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.
To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.
Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien. Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.
Although we are headquartered in Gibraltar, this is a full time, 100% remote position
Work from anywhere!
Position overview
We’re looking for a Software Engineer to join our engineering function. At Xapo, we are building truly cross-functional teams with full ownership of design, architecture, building, testing, delivery, data, and operations. You will collaborate closely with fellow team members from the product, apps, design, and QA communities of practice. You will be part of the product team (we call them SATs, or Stream Aligned Teams, as per Team Topologies).
As a Software Engineer, you will contribute to high-impact services while learning from and being mentored by senior engineers. You will play an active role in the Development Community of practice, helping to implement the architectural patterns used to solve problems for operational teams and improve UX.
This is an opportunity to grow your career at the intersection of traditional finance and Bitcoin, having a real impact on how the future of finance looks.
Responsibilities:
- Contribute to the design, development, and deployment of backend services focusing on high availability, fault tolerance, and security.
- Participate in the full end-to-end lifecycle of the services your team owns, supporting development, testing, and production operations under the guidance of senior peers.
- Work collaboratively in cross-functional teams where everyone is responsible for the collective outcome.
- Engage in continuous learning, utilizing code reviews and pair programming to sharpen your technical skills.
- Build a great place to work for talented and motivated people.
- Help develop innovative solutions with Bitcoin at its core.
Skills needed
- Strong foundational knowledge of software engineering principles and at least one general-purpose programming language (we use Python).
- Excellent teamwork and communication skills, with a willingness to learn how to prepare high-quality documentation and designs to aid understanding and knowledge sharing.
- Basic understanding of the microservices architecture, container-based 12-factor apps, and cloud-native patterns around fault tolerance.
- Familiarity with the software development lifecycle, including an interest in CI/CD patterns and automated testing (unit, service, and end-to-end).
- Exposure to or a strong desire to learn Event-Driven Architecture, Domain-Driven Design, and scalable asynchronous software.
- A growth mindset: You are proactive about seeking feedback and are excited to solve complex problems in a fast-paced environment.
Other requirements
- AWS for all of our Infrastructure
- Docker
- Python (Django, Flask)
- MySQL
- MongoDB
- Redis
- PostgreSQL
- Node.js
- Java
- BigQuery
- A dedicated workspace
- A reliable internet connection with the fastest speed possible in your area
- Alignment with Our Values and the Xapo Values-Driven Leadership principles
Why work for Xapo?
IMPACT GLOBALLY, WORK REMOTELY.
- Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
- Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.
- Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.
At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.
Xapo Device Policy
Consultants joining Xapo Bank must comply with the Xapo Device Policy, which governs the use of corporate-approved laptops under Corporate-Owned, Personally Purchased Device (reimbursed up to $1,500) or Corporate-Owned, Personally Enabled Device (personal device with enforced security controls).
All devices must meet security requirements, enroll in Xapo’s Mobile Device Management (MDM), and adhere to compliance rules. COPPD devices remain Xapo property with buyback options upon exit. COPED users agree to data control measures, including mandatory corporate data wipes.
Compliance with the Xapo Device Policy is mandatory for all consultants, onboarding will not proceed without adherence to the policy.